JOB DESCRIPTION - PRODUCT MANAGER

ABOUT US

Datacultr is a global Digital Operating System for debt collections, it drives Collection Efficiencies, Reduces Delinquencies and Non-Performing Loans (NPLs). Datacultr is a Digital-Only provider of Consumer Engagement, Recovery, and Collection Solutions, helping Consumer Lending, Retail, Telecom, and Fintech Organizations since 2019. Our platform, makes the underserved and unbanked segments viable, for providers of Consumer Durable Loans, Buy Now Pay Later, Micro-Loans, Nano-Loans, and other Unsecured Loans. We are helping millions of new-to-credit consumers across emerging markets access formal credit and begin their journey toward financial health. We have clients across India, South Asia, South East Asia, Africa, and LATAM. We are headquartered in Dubai and we have offices in Gurugram, India and Singapore; with our Development Center based out of Gurugram, India.

ORGANIZATION’S GROWTH PLAN Datacultr’s vision is to enable convenient financing opportunities for consumers, entrepreneurs, and small merchants, helping them combat the Socio-economic problems this segment face due to restricted access to financing. We are on a mission to enable 30 million unbanked & under-served people, to access financial services by 2025.

JOB DESCRIPTION

POSITION – Product Manager

ROLE – Individual Contributor

DIVISON/VERTICAL – Product Management

WORK LOCATION – Suncity Success Tower, Sector 65, Gurugram

QUALIFICATION – B.Tech/B.C.A/MBA or BBA

SALARY PACKAGE – Depends upon the skillset and interview

NOTICE PERIOD – Can join at the earliest

ABOUT ROLE

The Product Manager is an integral member of Datacultr’s Product team who will serve as the foundation that provides structure and cohesion between the Datacultr platform, Collections Digitization, Data Sciences, and analytics. You will work cross-functionally on strategizing, planning, and implementing Debt Collections products at Datacultr. You will be responsible for leading the efforts on debt collection processes, engineering and product insights gathering requirements, overseeing the development, and measuring the impact of these efforts.

Recognized as the debt collections subject matter expert within the organization

RESPONSIBILITIES

 Drive the vision and the strategy for the debt collections platform, services, and usage at Datacultr (both internal and external).

 Partner with engineering managers and business stakeholders to help scope, identify trade-offs, and prioritize the implementation of debt collection products.

 Own the platform and products roadmap, and prioritize opportunities based on business impact

 Gather business requests from downstream consumers, engineering, and business functions. Empower consumers by building adoption and providing education on how to best leverage debt collection processes

 Deeply understand upstream and downstream systems and their implications on the platform.

KEY REQUIREMENTS

 A minimum of 5 years of experience is required in the SaaS industry, preferably with a Banking Software Vendor, focused on global financial services, understanding ofDebt Collection processes is a pre-requisite

 Functional experience must have been gained in one or more of the following roles: product management & system implementations of front office/back office systems.

 Strong knowledge in banking products life cycle.

 Good knowledge of banking applications, including collection processes. Business-level understanding of Debt Collection processes

PERKS & BENEFITS

 Flexible Shift Timings

 Medical Benefits

 Upskilling

 Exciting work culture